I’m Nick Panoulias, an experienced mortgage agent with Mortgage Intelligence in Markham, ON.

I look forward to sharing my story. I hope that you will enjoy getting to know me better.

Nick Panoulias and the entire Mortgage Intelligence team wishes you and your family a blessed and wonderful Holiday Season, and a happy, healthy, peaceful and prosperous New Year 2018!

CBC - December 5, 2017   New rules aimed at cracking down on the mortgage market will result in 100,000 people failing a stress test of their finances, and about half of them will be blocked from buying a home. That's one of the major takeaways of a new report published Tuesday from Mortgage Professionals Canada, an industry group that represents 11,500 mortgage brokers, lenders and insurers. The federal government has moved seven times since 2008 to tighten rules surrounding the real estate market, and practically every time, the market has shrugged off tighter rules around areas like maximum debt loads and amortization periods. But new rules…

The Bank of Canada announced today that it is holding the overnight rate steady, and indicated that they will be cautious in raising rates going forward. The Bank noted that consumer spending, business investment, and infrastructure spending are contributing to growth, but that export growth has slipped and the global outlook faces continued uncertainty due to “geopolitical developments and trade policies.” The Bank has therefore deemed that “the current stance of monetary policy remains appropriate.” Good news for homeowners with variable-rate mortgages and lines of credit. The next rate-setting day is January 17, 2018.

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The federal Liberals are having second thoughts about a 2015 campaign promise out of concern that expanding the popular Home Buyers' Plan would throw fuel on overheated housing markets. An internal document suggests high housing prices are a key reason the Liberals don't appear to be in a hurry to fulfil an election pledge that would enable Canadians to dip back into their registered retirement savings to help pay for a home. The detail surfaces as policy-makers consider new measures aimed at cooling real estate markets and to slow rising household debt loads, which have climbed to historic levels. During the election campaign,…

New mortgage rules start January 1, 2018, which may unfortunately affect your ability to use your home equity to consolidate your high-interest debt into a new or existing mortgage.

New Website Coming Soon!